Banking & finance

We work for a number of the UK clearing banks and well-known financial institutions, for which we have approved panel status, advising on a broad range of financial transactions. 

We also represent borrowers, whether private clients, as part of our niche agricultural banking and finance practice, or corporate clients in relation to securing acquisition finance, development finance and working capital, whether purely as debt or where there is a mixture of debt and equity investment.

The team works closely with our commercial property team to ensure that services provided are delivered in a consistent, cost effective and timely manner.  We pride ourselves on being pro-active and collaborative, with an emphasis on results without compromising the quality of service that we provide.

We typically advise on:

  • debt arrangements (both senior and subordinated), including overdraft and short-term working capital facility letters, term and revolving credit facility documents, invoice discounting and factoring agreements and loan note instruments;
  • private equity investment agreements and related articles of association;
  • security, covering both bilateral and group arrangements, including security over specific assets, such as receivables, stock and real estate; and
  • creditor priority issues and intercreditor agreements.

We also advise lenders on recovery issues, in particular on the enforcement of security and rights as against other secured and unsecured creditors and corporate clients on business recovery and insolvency issues.  This is undertaken in conjunction with our litigation team, to ensure a robust, no-nonsense approach is taken where this is required.

Our banking and finance team is ranked in Chambers (2017) which states we are "... extremely proactive and quick to turn things around.", with special mention being given to Sophie Eales who is "... well known and highly rated by everyone" and Nick Gent who is praised for his "... amazing ability to give clients confidence in doing things".

What people say about us

“A respected regional presence acting on behalf of both local and national companies.”
Chambers & Partners 2016

Our clients include ...

Ladbrokes, Jewson (part of the Saint-Gobain Group) and Bacardi-Martini

What people say about us

“Expertise across a wide range of transactions, including M&A work, joint venture agreements and commercial contract matters” 
Chambers & Partners 2016

Meet the team

First person - Corporate and commercial

Mike Watson

Partners

Sophie Eales
Partner - Banking
Corporate
Southampton
023 8082 0514
07880 726338
Corporate
Paula Eckton
Partner
Corporate
Southampton
023 8082 0532
Corporate
Nick Gent
Partner
Corporate
Southampton
023 8082 0460
07971 974 748
Corporate
Lucy Grey
Partner
Corporate
Southampton
023 8082 0539
07500 935 697
Corporate
Mike Watson
Partner & Head of Commercial Services Group
Corporate
Southampton
023 8082 0546
07917 157 734
Corporate

Associates

Jamie Earley
Associate
Corporate
Southampton
023 8082 0545
07707 185057
Corporate
Mark Nixon
Senior Associate
Corporate
Poole
01202 338556
07881 343970
Corporate
Susie Sanusi
Associate
Corporate
Poole
01202339023
Corporate
Louise Thompson
Senior Associate
Corporate
Southampton
023 8082 0486
Corporate

Consultants

Christine Ward
Consultant
Corporate
Southampton
Corporate

Solicitors

Tori Lewis
Solicitor
Corporate
Southampton
023 8082 0456
07880 716970
Corporate

Chartered Legal Executives

Nicola Piper
Chartered Legal Executive
Corporate
Southampton
023 8082 0519
Corporate

Paralegals

Gerrard Tin
Paralegal - Banking
Corporate
Southampton
023 8082 0531
07792 602273
Corporate

Trainee Solicitors

Andrew Campbell
Trainee Solicitor
Corporate
Southampton
023 8082 0543
Corporate
Alex Coles
Trainee Solicitor
Corporate
Southampton
023 8082 0470
Corporate

Legal Secretaries

Ann-Marie English
Legal Secretary
Corporate
Southampton
023 8082 0507
Corporate
Karen Fennell
Legal Secretary
Corporate
Southampton
023 8082 0542
Corporate
Alice Kelly
Legal Secretary
Corporate
Southampton
Corporate
Hayley McLeod
Legal Secretary
Corporate
Southampton
023 8082 0548
Corporate