For business

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With inflation having been pretty non-existent in recent years and increased competiveness, it’s perhaps not surprising that Sainsbury has announced that its annual profits have fallen. Sainsbury’s announced this morning (4 May) that its...
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In eerie juxtaposition with my piece last week about the EU Trade Secrets Directive, Sajid Javid MP (Secretary of State for Business, Innovation and Skills) launched a consultation exercise last Sunday about banning non-compete clauses in employment...
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The European Parliament has approved a new Trade Secrets Directive. Its purpose is to harmonise the protection of trade secrets across the EU and help businesses obtain redress against the theft or misuse of their secret information. UK law recognises that...
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If you have gone to the time and the expense of having standard terms and conditions of sale produced for your business it is vital that you use them and that they are incorporated into your contracts with your customers. In order for you to ensure that...
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With oil prices still relatively low, it was perhaps surprising that the shareholders of BP were presented with a proposal for a 20% increase in pay for its chief executive, Bob Dudley, at its AGM on 14 April. BP is not alone though. Chiefs at Exxon and...

For Individuals

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In eerie juxtaposition with my piece last week about the EU Trade Secrets Directive, Sajid Javid MP (Secretary of State for Business, Innovation and Skills) launched a consultation exercise last Sunday about banning non-compete clauses in employment...
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After two successive manifestos promising a £1,000,000 inheritance tax free band and after the General Election result which should have heralded this welcome change we now find that the situation, whilst still unclear, will certainly be somewhat...
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The number of people over the age of 60 getting divorced has risen since the 1990s. According to the Office of National Statistics (ONS), in 2012 the largest percentage increase in the number of marriages between 2011 and 2012 was for men and women aged 65...
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The Stamp Duty rush highlighted shoddy conveyancers and the estate agents who recommended them - who to avoid in the future. Even before the Chancellor announced an increase in stamp duty for multiple home owners from 1 April 2016, and the consequential...
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A lot has been written about being able to take your personal pension (as distinct from company provided) from age 55 onwards and the unfortunate tax consequences, which ensue unless it is very carefully handled. Less is written about the wisdom of...